Fall is prime project season in Tustin. The heat breaks, the holidays get closer, and suddenly the fence, the patio cover, and the guest bath all need attention before family arrives. Before you hand those jobs to whoever answers first, it helps to know how California law connects a worker’s license to your homeowners policy.<\/p>\n
Put those rules side by side and the risk comes into focus. If an unlicensed worker handles a job that legally needed a license, that worker may be treated as your employee. Whether your homeowners policy then responds depends on whether they meet the Labor Code’s definition of a residence employee, which looks at hours worked and pay earned over a set period. Courts have called this area unsettled, so outcomes can vary, and any gap may fall on the homeowner.<\/p>\n
Gambino & Wasson Insurance Brokers, Inc. in Tustin, CA can walk through how your home insurance<\/a> handles household workers. Policy wording differs, and an attorney is the right call for legal specifics. For homeowners across Tustin, CA, a short conversation with Gambino & Wasson Insurance Brokers, Inc.<\/a> is a smart first step.<\/p>\n","protected":false},"excerpt":{"rendered":" Fall is prime project season in Tustin. The heat breaks, the holidays get closer, and suddenly the fence, the patio cover, and the guest bath all need attention before family arrives. Before you hand those jobs to whoever answers first, it helps to know how California law connects a worker’s license to your homeowners policy. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,8,16],"class_list":["post-116","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-gambino-wasson-insurance-brokers-inc","tag-home-insurance","tag-tustin"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t